National Society of Virtual Bankruptcy Assistants, LLC

NSVBA, LLC is a national organization of Independent Contractors known as VBA's (Virtual Bankruptcy Assistants).

NSVBA members work under the direct supervision of Consumer Bankruptcy Attorneys preparing Chapter 7 and Chapter 13 Bankruptcy Petitions.

NSVBA is a regular Exhibitor at Consumer Bankruptcy Attorney Conventions and Conferences.

Tuesday, August 21, 2012

Evie Jacobson-Royal Palm Beach, Florida


Evie Jacobson
Virtual Bankruptcy Assistant
Royal Palm Beach, Fl. 33411
561-596-6711  866 713 9097
Virtual713BankruptcyAssistant.com
I am a self-employed, highly trained Virtual Bankruptcy Assistant working from home in Royal Palm Beach, Florida.  My goal is to enable you to START STREAMLINING YOUR LAW PRACTICETODAY!
The work I do today is a logical transition from my 25 year career in the insurance industry where I evaluated and managed many types of claims including workers compensation, general liability, asbestos, environmental and latent injury health claims, and complex litigation. I was also a member of the fraud investigation team for many years.

Bankruptcy attorneys, especially in small to medium-sized firms -- locally or anywhere in the U.S. -- save time and money by calling me, as needed, to provide complete, accurate, personalized bankruptcy petition preparation services with a no-risk 100% guarantee.

My services are tailored to the specific needs of the law firm. Services extend to organizing and evaluating intake information, petition preparation, as well as motions and treatment of liens.
 

Attorneys today recognize that technology has changed practice management in law firms. Outsourcing bankruptcy petition preparation is cost-effective and fast becoming a better way to practice.

When attorneys choose me as their “life saver” and strategic business partner they receive expert bankruptcy petition preparation for clients. Drafting a Bankruptcy Petition is complex, and a mistake can be detrimental. The process requires dedication, hard work, as well as a compassionate understanding of what is at stake.
 
 
Because I am a thoroughly trained and certified virtual assistant who is available on demand 24/7 in a distraction-free environment, attorneys can focus their time on client service and on firm growth. They can stop being concerned about an overwhelmed and often untrained support staff.


My virtual bankruptcy assistant certification was obtained from 713Training.com
and the Morgan King Bankruptcy Academy.  I am a member of the NACTT Academy: ConsiderChapter13.org., the South Florida Bankruptcy Bar Association,, the National Society of Virtual Bankruptcy Assistants (NSVBA), the National Association of Virtual Bankruptcy Assistants (NAVBA), and the Morgan King Bankruptcy Academy.  

A native of Cherry Hill, New Jersey, I relocated to Florida in 1999 with my two children. I hold A Bachelor of Science Degree from Rutgers University in Business Administration.

http://www.nsvba.com/user-profile/userprofile/eviejacobson

Wednesday, August 8, 2012

Olympic Bankruptcies for Ordinary Families

Olympic Bankruptcies for Ordinary Families


“I’m not even embarrassed.”
With that forthright acknowledgement of her financially precarious state when asked by reporters about her recent bankruptcy filing, Natalie Hawkins, the mother of the Olympic gold medal winner Gabby Douglas, might have done as much for people suffering from the economic tsunami of the last several years as her daughter has accomplished for the sport of gymnastics.
Ms. Hawkins, who said she filed for bankruptcy to protect her ownership of her Virginia home, is not the only parent of a star Olympian in severe financial straits. The mother and father of the swimmer Ryan Lochte are also in arrears. They ceased paying the mortgage on their Florida home in 2011, and are now being sued by the banking company that holds their loan.
While a few personal finance reporters have rushed in to point out that training a child for the Olympics is quite expensive, those expenditures are unlikely to be the cause of either family’s money woes. Ms. Hawkins’s bankruptcy filing revealed the single mother was raising her family of four children on about $30,000 annually, most of which came from Social Security medical disability benefits and child support payments from her soon-to-be ex-husband. You probably don’t need me to tell you that this amount of money is not going to go far in supporting a household full of children, even without gymnastics lessons. Not surprisingly, there is no evidence of licentious living, unless you count a $408 orthodontia bill for the future gymnastics star as a luxury item.
If anything, it is likely other mothers and fathers of Olympians are in similar circumstances as Ms. Hawkins and the Lochtes, and we just don’t know it. According to the Federal Reserve, the median household net worth fell by 40 percent from 2007 to 2010. For African-American families, like Ms. Hawkins’s, the numbers were far worse, with CNNMoney, which performed an extensive analysis, asserting those families lost 60 percent of their total net worth during the same period.
There is much personal pain behind those rather dry sounding statistics. According to research, the biggest predictor of bankruptcy is not overspending, but medical woes and unemployment, two factors clearly present in the Hawkins/Douglas household. At least one was also a factor in the Lochte situation. “I just got divorced and I had lost my job,” Ileana Lochte told USA Today, by way of explaining her financial distress. And if you are wondering, research performed by Elizabeth Warren several years ago revealed divorced single mothers have a much higher risk of bankruptcy than anyone else.
Yet despite years of living through the worst economic downturn since the Great Depression, the vast majority of us remain reluctant to acknowledge our financial struggles publicly. The shame is immense. The revelations of economic trouble in the households of these star athletes is an “Olympic parents — they’re just like us!” moment. Bankruptcy hits everywhere, and for many reasons. Often that shame is misplaced. Americans, perhaps more so than other cultures, tend to believe all fiscal failure is their own fault.
Almost nothing seems capable of shaking this belief. Not the recent revelation that just under half of Americans die with nothing in the way of assets and not the fact that the majority of Americans approaching the end of their working days have less than $30,000 in their retirement accounts. Perhaps, as the real impact of the last decade becomes unavoidable for more families, we will at least begin to talk about it.

Helaine Olen’s book “Pound Foolish: Exposing the Dark Side of the Personal Finance Industry” will be published by Penguin’s Portfolio imprint in